About Us
What You Need to Know
We believe that insurance should be kept simple and inexpensive, allowing you to address other aspects of your financial life without any strains. Our agents DO NOT have Quotas because we want them to Focus on what YOU need. Our company was started with a simple yet powerful vision that insurance should be kept simple with no strings attached, so you can Focus on your Financial Goals.
As an independent financial services firm, we can access many different carriers so you can get what you need.
Keep It Simple
The main reason for insurance is protection. Unfortunately insurance products are often sold to the general public as complicated investments. There are some instances where this may be true, but for the other majority, insurance should be kept simple, inexpensive, and used for protection. Educate yourself to make sure you don't make any decisions that you regret later.
Collaboration
We love to work with clients who are already working with a Certified Financial Planner™ Professional. We will collaborate with your Planner to make sure everyone is on the same page and your insurance fits in with your Financial Plan. No Quotas, No Drama.
Why We Get Referrals from Independent CFP® Professionals
Individuals holding the CFP® Designation are required to be Fiduciaries for all recommendations, including insurance. Why is this important?
You Should Not Be Paying Too Much
There are very few scenario's where you should be paying high premiums for insurance. Especially when you're young and have time to leverage cash-flow to grow your assets.
Not All Carriers Are the Same
Going with the right carrier can make a big difference. Feel free to speak to someone from SmartStart to find out why. They are under no obligation to meet quotas or to go with any specific carrier.